Common Bankruptcy Errors

Filing for bankruptcy is a complex process with specific rules that must be followed. Failure to follow the rules may cause a bankruptcy petition to be dismissed. When a case is dismissed, the debts are not discharged and the filer is back where he or she started – dealing with creditors, wage garnishment and financial anxiety.

Avoiding dismissal of your bankruptcy petition

A bankruptcy dismissal occurs if you fail to meet the requirements of the court. Some of the most common mistakes people make include:
- Failure to participate in pre-bankruptcy credit counseling: Before filing for bankruptcy, the bankruptcy law requires filers to take a credit counseling course. This requirement cannot be skipped. The credit counseling course is available online, is not time extensive and is affordable. It is virtually impossible to claim a bankruptcy filing had sufficient urgency that there was no time to get the required credit counseling prior to filing, so it is recommended that a potential client plan ahead, as the certificate is good for 180 days.
- Failure to provide the bankruptcy court with detailed information: The bankruptcy court is going to require a lot of documentation, including proof of income, proof of expenses, schedule of assets and a list of all creditors. The information required is comprehensive and full disclosure is mandatory.
- Failure to provide a tax return: In a Chapter 7 and Chapter 13 bankruptcy, the filer must provide the trustee with his or her most recent tax return.
- Failure to appear at the first meeting of the creditors: The filer is required to physically appear at the first meeting of the creditors, unless due to serious illness or for other good cause, such as military service, the court excuses attendance and the meeting may be held by written interrogatories.
- Failure to complete a debtor education class: In order for a person’s debts to be discharged, he or she must complete a debtor education class and submit a certificate of completion to the court by a specific deadline.
- Filing the wrong chapter of bankruptcy: Chapter 7 bankruptcy has income and asset requirements. If a person attempts to file Chapter 7 and is not eligible for that relief, the court may dismiss the petition.
- Misrepresenting debts assets and income: It is extremely important for a filer to accurately represent his or her financial circumstances. Even an honest mistake may cause a case to be dismissed or an asset or cause of action to be forfeited.
- Failure to pay under a bankruptcy repayment plan: If a person has filed for Chapter 13 bankruptcy and has a scheduled payment plan, failing to make payments may have a disastrous result.

If a filer follow the rules and is transparent to the bankruptcy court regarding his or her financial situation, the filer should not have a problem.

Find an experienced bankruptcy lawyer to help you

The best way for a person to avoid bankruptcy mistakes is to have an experienced bankruptcy attorney guide him or her through the process. Because a bankruptcy lawyer is familiar with the rules and requirements, the attorney can help determine what type of bankruptcy is best for a given individual, help the person file correctly and handle any complications. A board certified bankruptcy attorney has at least 5 years’ experience in the bankruptcy field, extra annual legal education courses to stay abreast of the law, and must pass a rigorous examination.

Contact an experienced board certified bankruptcy attorney in your area today if you have questions regarding filing for bankruptcy.

Article provided by Rothschild & Ausbrooks PLLC
Visit us at www.rothschildbklaw.com

Why You Should Make List Building The Focus Of Your Business

There is an old saying that “the money is in the list” and this is very true. When you build an email list of people that like your niche then you can generate revenue by offering them products and services that are related to your niche.
Isn’t it Tough to Build a List? Many people think that list building is really tough, which is the main reason that they don’t do it. There is nothing tough about it but it will take you time to build a large list of subscribers. Tools are available to help you build your list and some are free and some will cost you money. Adding an “opt in box” to your website is something that everyone can do – you do not require graphic design skills for this. There are many large list owners out there that have absolutely no technical skills. This means that you can build a large list as well. To build your list you will require an autoresponder for the automatic sending of emails and the code to create your opt in box.

You must entice people to provide their email address to you and this is best achieved with a free lead magnet. A lead magnet can be in the form of a report or even a video that shares something of value. These days’ people are concerned about providing their email addresses so you need to provide something of value in exchange for this. The value of subscribers on your list will far outweigh the cost of creating the lead magnet.

A List is an Asset

There is a lot of value in a niche specific list of subscribers. This value will increase in proportion to the size of your email list. If you just sell products and services and do not capture email addresses of your visitors and customers then you will lose this added value. An online business that has an associated list of subscribers is a lot more valuable than one that does not have a list. Each person on your list has a value and if someone is interested in purchasing your business they will be aware of this.

Money on Demand

When you respect your list members and provide them with valuable content with the emails that you send you will have the ability to make money on demand. You will have earned the respect of your email subscribers and when you present an offer to them they will be likely to check it out and some will purchase. Many large list owners have made fortunes with email marketing and you can as well. Email is more direct than advertising and a lot more effective. Your email subscribers will know and trust you so they will be more inclined to buy what you offer.

Top Social Media Marketing (SMM) VA Services in USA

Many firms, large and small, now include social media marketing in their marketing mix and this is the reason most of them are opting out for SMM VA services in USA. After all, we all are aware about the fact that social media platforms are used by over 4.9 billion people throughout the world, so why not utilise the fact that your consumers are out there for you to catch their attention. So having a presence on social media and availing for SMM VA SERVICES IN USA is a fantastic method to communicate with both current and potential clients since you cannot handle it all on your own along with the business, why not utilise some extra help.

An Excellent Approach :
Social media and marketing, regardless of the industry that you are coming from or building business in, is an excellent approach to contact your target audience, boost your brand value and visibility, build a loyal customer base, and improve revenue eventually. We are trying to cover it all for you, everything you need to know about social media marketing is what we have come up with, including what it is, how it works, the best approaches, and how to implement it. Keep reading ahead to get to know in detail about how at best you can make use of social media marketing services and where does SMM VA SERVICES IN USA come into play from!

Understanding Social Media Marketing :
Well to begin with, social media marketing refers to digital marketing that makes use of social media networks to promote a brand or product. Social media marketing is a type of digital marketing that promotes your brand and offerings to your ideal customer base through efficient social media strategies curated by digital experts on social media platforms. Contrary to popular assumption that you might have come across, it entails far more than just making random posts on your business accounts. This is something which you cannot entirely manage yourself and might need assistance and expertise for, here is where SMM VA SERVICES IN USA come in to rescue you and save you the hustle.

All That Is Needed :

There are few things more effective than just creating your accounts on social handles, like-

A solid strategy and planning that are offered to you by experts at SMM VA SERVICES IN USA, they are required for an efficient social media marketing campaign, this job is usually done with the help of social media experts.
Once you’ve created your business profiles, you’ll need to keep them up to date and optimise them on a regular basis which you can do with the help of premium SMM VA SERVICES IN USA.
Then, create a content calendar outlining what you’ll post, when you’ll post it, and where you’ll post it keeping your audiences and their taste in mind.
Your posts will most likely feature a mix of text, photographs, videos, and tales that promote your company and attract a relevant audience base. These are all catered to by professional agencies offering SMM VA SERVICES IN USA.
You’ll have to constantly respond to comments, likes, and shares on order to maintain a rhythmic communication with your audiences.This you have to do in addition to putting down distinctive, regular posts in order to validate your reputation and, perhaps, establish a community that you can target down the lane, over the time.
Depending on what you are setting out for, whether you are looking to just build a brand online or generate some leads, you need to decide on your budget and specific goals, social media marketing may also include paid social ads that put your brand in front of the appropriate people at the right moment. Thus increasing your chances of conversions.
Top Rated Firms In This Industry Offering SMM VA SERVICES IN USA :

MyWorkers was established in 2014 and provides experienced virtual assistants who work remotely at a low cost.
Fancy Hands is a budget-friendly option for anyone who is looking for SMM VA SERVICES IN USA. They are based in the US and provide services to both native English speakers and non-native English speakers.
Vanator Assist is well-equipped to serve small and large businesses as well as individuals and has an edge in terms of cost reduction. They have made a name for themselves with the quality of their services through SMM VA SERVICES IN USA.
Wood-bows is an American company offering cost-effective and time-saving options with premium services.
Task Bullet has been in the industry since 2012 and offers modelled virtual assistant services. All of their digital virtual assistants have a minimum of 5 years of experience in the industry.
Bottleneck Virtual Assistants has been providing services in the industry since 2006, with a carefully selected selection of candidates to meet any desired objectives. They offer services to both small and large businesses, including Project Management, Graphic Design, Video and Audio Editing, Social Media Management, and many more.
Get Friday is another Indian based firm is offering exceptional Virtual Assistant services, Marketing Proposals, Content Creation, and much more.
Belay was established in 2010, initially targeting churches and preachers, and has since gained the endorsement of Fortune 500 companies due to their expertise in the field. Remote CoWorker is a virtual staffing firm based in the Philippines, and is well-structured to provide expertise in fields such as Technology, IT, and Healthcare.
Finally, Red Butler is a US based firm, renowned for its ability to help businesses and individuals reach their goals in a short period of time.
It’s A Wrap

SMM VA SERVICES IN USA are highly popular and they are much in trend due to the advanced usage of it by firms belonging to all sorts of industries across the globe. These SMM VA SERVICES IN USA have perks to offer you want to excel in this new age world of social networking, innovation and creative advertising. Your business in todays time is not necessarily a hit if people do not recognise you online. So to conclude we suggest you find yourself a good SMM VA SERVICES provider IN USA for optimum quality marketing and strategised social management.